Our Philosophy

At Mom and Pop Merchant Solutions, DBA Mom and Pop Business Funding, our philosophy is simple: support the partners who support small businesses.

Merchant Cash Advances provide fast access to capital by purchasing a portion of a business’s future revenue, repaid through small, regular ACH payments rather than large traditional loan payments. This funding option helps businesses that may not qualify for traditional bank financing.

From the beginning of the alternative funding industry, our team has helped shape how merchant funding works today.  We have built a reputation as one of the most trusted names in the space.

We work exclusively with ISO partners (independent sales organizations) rather than directly with business owners. This allows our partners to focus on serving their clients while we focus on underwriting, funding deals quickly. 

Because we protect our partners and never compete for their clients, we have built our company on honesty, integrity, and trust.

Mom and Pop Merchant Solutions provides businesses access to up to $1 million in funding, often within 24–48 hours, and sometimes the same day an application is submitted.